Wednesday, August 15, 2012

Have You Ever Cancelled a Trip?

You’ve spent months planning the perfect family holiday vacation.  You tell yourself- “we’re going no matter what!” That “what” suddenly becomes little Johnny running a high fever of 105 days before your departure.  Then, you get sick.

Sound familiar? It’s funny because I am guilty of just that type of mentality- the days of “oh nothing’s going to happen before we go” are totally over.  Anything can happen.

Recently, I met a gentleman who wished he purchased the travel insurance.  He and his family were on a cruise.  His teenage son fell and cut open his head.  The cut to the forehead, at the hairline, wasn’t too bad but they decided to make a visit to the ship doctor to check it out.  Stitches and $500 later, they were back to their vacation.  The insurance for this cruise would have been around $80.

-People get sick
-Accidents happen
-Hurricanes hit
-Floods occurs
-Resorts get damaged
-Your lovely boss needs you to stay to help with a company merger
-Or worse, you get terminated

All these and more are reasons to buy Travel Insurance. For the small cost of my trip investment I get: peace of mind, protection against the unexpected and reassurance that I will not lose my financial investment. For fractions of what you invest in a trip from planning to actual cost, travel insurance is worth it.

Check out some of the things that travel insurance will cover:
·       Your baggage is lost or damaged.
·       You're involved in an accident and adequate medical treatment is not available. You need medical evacuation. 
·       You need to cancel your trip due to illness.
·       Your cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.
·       You have a medical emergency in a foreign country.
·       A terrorist incident occurs in the city where you’re planning to visit and you want to cancel your trip.
·       A hurricane forces you to evacuate your resort, hotel or cruise.
·       You are called for jury duty.

 Why did you have to cancel a trip?

For additional information on travel insurance, click here

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